Financial Education Workshops

Providing your employees with the tools they need to manage their money can instantly improve their quality of life, but did you know it can improve the company’s bottom line as well? Studies show employees who have a good hold on their personal finances exhibit reduced absenteeism, better focus, less stress, less tardiness, better morale, and better customer service. All you need to do is allow your employees the time to attend these seminars. TFCU will even provide lunch when the seminar is taught over lunch breaks. Talk about a win-win situation!

Request a Financial Education Workshop now. or find out more by watching the Lunch and Learn video or browsing through the Financial Coaching topics below.

Choose from these Financial Coaching Topics:

Breezing Through the Holidays – Unplug the holiday machine and put the fun back into this time of year. Workshop participants learn how to set a holiday budget and stick to it, how to avoid the year-end credit crunch and what to do now to avoid getting into debt in the future.

Building a Better Budget – A budget is the most powerful tool available for establishing financial control. After identifying short-, mid-, and long-term goals, participants learn how to design realistic spending plans to live within their means and savings plans to reach their goals. Within that framework, we discuss different options available for getting out of debt, staying out of debt, and maintaining motivation.

Checking 101 – Most people have never been taught how to manage a checking account, having instead learned through trial and error. However, since a checking account is such an invaluable personal finance tool, knowing how to use one correctly is vital – before costly mistakes are made. This workshop covers such fundamentals as keeping track of checks, monitoring statements, and balancing an account.

College Financing 101 – Rising college tuition costs continue to outpace inflation. However, through a combination of long-term savings and an understanding of financial aid opportunities, participants will learn how they can make continuing education for their kids – or themselves – a reality.

Financial First Aid – There are many circumstances in life that can destroy even the best money management plan. A job loss, unplanned medical expenses, or other personal crisis can financially devastate a family. This workshop is specifically for members in crisis – focusing on regaining control of the financial assessment, expense prioritization, and effective negotiation with creditors.

First Time Home Buyer – For many, owning a home is a dream and most important financial goal. The preparation for homeownership begins long before the purchase actually takes place. This workshop covers pre-purchase issues such as budgeting, determining how much house is affordable, saving for down payment and other costs, credit reports, and debt-to-income ratios, as well as the mortgage lending process.

Identity Theft – This presentation provides an overview of common identity theft practices, tools for preventing identity theft, and specific steps for victims of these kinds of crimes to take in order to minimize damage.

Money Smart Resolutions – The beginning of the year is a great time to set SMART financial goals. This workshop encourages the measurement of net worth, emergency savings, consumer debt, and 401K contributions as a benchmark, so realistic goals can be set and progress in these areas measured throughout the year.

Personal Finance for College Students – This workshop provides the tools and information young adults need to begin their financial life on the right foot. Participants will learn how to obtain and use credit wisely, create a positive credit history and score, develop a budget, track spending, know their student loan repayment options, and save effectively for the most common upcoming expenses.

Plastic Surgery: Getting Out of Debt – Most consumers use credit regularly – in some cases, perhaps too regularly. While credit can be a great financial tool, if it is used unwisely, it can be disastrous. This seminar examines the wise use of credit, warning signs of credit trouble, and the options available for getting out of debt and reconstructing existing credit to its greatest advantage.

Psychology of Spending – Each person has a money personality that influences attitudes about spending and saving. By recognizing the tendencies and attitudes that have shaped past decisions, participants will be able to make the necessary adjustments to change bad financial habits into productive ones.

Raising Money-Smart Kids – A child’s future financial well-being depends greatly on what he learns about earning, spending and saving as he is growing up. If kids start learning about money when they are very young, by the time they reach high school they should be better able to distinguish between wants and needs, use credit wisely, and understand the basics of saving and investing. This workshop is a guide for parents to teach their children financial responsibility at any age.

Solving the Mystery of Credit Reports – Credit reports and credit scores, as well as the rights and responsibilities that accompany them, are a concern to many consumers. This seminar provides an overview of credit bureaus, credit scoring and the Fair Credit Reporting Act as well as specific guidance on disputing inaccuracies, improving the credit score, and dealing with identity theft and fraud.

Teens and Money – The workshop is designed to educate and motivate young members and promote the credit union and its services and benefits. It covers the basics of money management, preparing for future bills, buying a car, checking and savings accounts, using credit wisely, credit reporting, and the basics of investing.

Ten Steps to Financial Success – Financial success is not always dependent on income; in fact, many people earning an impressive salary struggle to make ends meet because they haven’t followed the 10 basic steps discussed in this seminar. From developing a spending plan that works to setting goals and weighing insurance needs, this presentation covers the core concepts necessary to develop and maintain personal financial control.

Understanding Credit – This workshop covers what lenders look for when approving credit, factors that impact your ability to qualify for credit, how credit is scored, and the impact money management has on your future credit standing. Learn how to take steps for obtaining credit and using it wisely.

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